In uncertainty, we're here to help
COVID-19 has changed much about the way we live and bank. As part of the Oregonians family, we're here to help make sure you have access to the financial services you need - through this pandemic and beyond.
Our branch doors have remained open for over a year now and we're ready to assist you with your financial needs! However, the number of COVID-19 cases in Oregon is still unsteady, and you can help us keep our branches safe when you visit:
- All Oregonians branches are open normal business hours
- Masks are encouraged, but not required
- There are no current capacity limitations in place
- Please continue to social distance and follow floor markers
⊗ Shared Branching remains unavailable inside all branches.
For Shared Branching deposits and withdrawals, please use our ATMs.
Branch lobby hours
Monday - Thursday: 9:00am to 5:00pm
Fridays: 9:00am to 6:00pm
|Branch||Drive-thru?||Night Drop?||Deposit ATM?|
Oregonians Credit Union
6915 SE Lake Rd
Milwaukie, OR 97267
We understand COVID-19 has the potential to financially impact you when you or a loved one are diagnosed, and we want to help. You can skip your loan payment on most Oregonians loans, once per calendar year. If you need additional support, please reach out to us - we're here to help.
You may skip up to one loan payment in a calendar year. Eligible loan types:
- Auto Loans
- RV & Motorcycle Loans
- Personal Loans
- Consumer Loans
If you've been financially impacted by COVID-19 and need additional support with your loan payments, please reach out to us during business hours:
- Call 503.239.1123
- Text COVID 503.239.1123
Many small businesses continue to struggle after months of closures and restrictions, even after receiving Payment Protection Program loans. However, most aren't aware of Employee Retention Tax Credit (ERCT). It's a payroll tax credit most small businesses don't know about.
What's the ERCT?
According to the IRS website:
"The Employee Retention Credit under the CARES Act encourages businesses to keep employees on their payroll. The refundable tax credit is 50% of up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19."
Does my business qualify for the ERCT?
Businesses with employees that were either partly shut down due to COVID‑19 or suffered a loss of business in 2020 or 2021 are eligible for the Employee Retention Tax Credit.
How much does the ERCT provide?
In 2020, eligible businesses were able to file for a maximum ERTC of $5,000 per employee for the whole year. In 2021, the maximum credit increased to $7,000 per employee, per quarter. That means a maximum of $28,000 per employee each year.
Tom Sauvageau, a Washington based small business consultant, launched www.ERTCFiling.com to help small businesses file for the ERCT. It also has a free calculator tool that anyone can use to estimate how much money they might be eligible for.
Here are a couple more ERCT resources:
- The IRS Employee Retention Credit under the CARES Act webpage
- A KGW article about the ERTC posted June 4, 2021