What counts as a debit card transaction?

For the Cash Back Spend and High-Yield Checking, debit transactions exclude ATM transactions, P2P transfers (like Venmo or Cash App), ACH/EFT transactions, wire transfers, currency purchases, money orders, or account-funding transactions (like Apple reloads).

They include all other debit card transactions, of any amount.

Please note, for a transaction to count toward the Monthly Goal of 15, it must be posted and settled by 6:00pm Pacific Time on the last day of the calendar month.

Applies to: Cash Back Spend, High-Yield Checking