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Checking Accounts

Oregonians CU offers a variety of checking accounts to meet your needs. All of our checking accounts include our online banking tools and a Visa debit card. Choose an account type below to learn more.

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Checking Account Comparison


Oregonians Credit Union- Basic Checking $3/month if below min. balance
  • Minimum Balance: $100
  • Waive Fee with Loan
    of over $1,000?: YES
  • BaZing Benefits: NO
  • Interest: NO
  • Certificate Bonus: NO


iDeal Checking powered by BaZing $5.95/month
  • Minimum Balance: NONE
  • Waive Fee with Loan
    of over $1,000?: YES
  • BaZing Benefits: YES
  • Interest: NO
  • Certificate Bonus: .15% rate bonus on 18+ month certificates*


Interest Checking powered by BaZing $6.95/Month if below min. balance
  • Minimum Balance: $1,500 or $10,000
    in total deposits
  • Waive Fee with Loan
    of over $1,000? YES
  • BaZing Benefits: Available up on request
  • Interest: YES
  • Certificate Bonus: NO

*Certificate Bonus = .15% rate bonus on certificates with 18 month terms or longer. Cannot be combined with any other certificate bonuses available. BaZing account must be in place for at least 60 days before member is eligible for CD bonus. Cannot be combined with any other discounts available.

Basic Checking

Just the basics. A low minimum balance requirement along with all of our anywhere banking services and a Visa Debit Card, which allow you to manage and access your account anytime, anywhere.

iDeal Checking (powered by BaZing)

iDeal Checking (powered by BaZing) brings you a slew of money-saving benefits and rewards, including discounts on shopping, dining, travel, entertainment—even savings on prescriptions and eyewear. You'll also get no-cost convenience and security services like cell phone replacement protection, ID theft protection, and a handy mobile app that lets you use your discounts anywhere you go. All of these features & savings for a monthly fee of $5.95. Fee is waived if you have a loan of over $1,000.  Learn more about BaZing here.

Interest Checking

For those looking to earn dividends on their checking funds and carry a higher balance. In addition to earning dividends, Interest Checking also features the benefits of BaZing! (BaZing is optional with Interest Checking)

Available with every account!

Oregonians Credit Union Debit Card

VISA EMV Debit Card

Get cash or make purchases around the world with an Oregonians CU debit card. Now featuring EMV chip technology. With six free ATM transactions a month and access to a nationwide network of surcharge-free ATMs you'll save money with our debit card.

Our cards are now compatible with Mobile Wallets!