Popmoney- Person to Person Payments | Oregonians Credit Union

Popmoney® allows you to send money to anyone, using only his or her name, and email address or cellphone number. It is a great way to pay friends back for lunch, pitch in for your office holiday party or send money to your kids at college. Access to Popmoney is through our Bill Pay service within Online Banking. (Note: You may send money directly to a bank account but RT number and an account number will be needed. This may not be best option if paying someone other than yourself or a close relative.)

Popmoney can be accessed through Bill Pay within our Online Banking. Click on the Popmoney tab within Bill Pay to get started.

Use Popmoney to send money to anyone, the email or phone number uniquely identifies the person in the Popmoney system. We also use this method to notify the recipient of your payment.

If the person you send money to has already registered for Popmoney, we deposit the payment directly into their account and send them a notification of the payment.
If the person you send money to has not enrolled in Popmoney, we send an invitation that explains how to register for the service and how to get the money they were sent. They do not have to be a member of OCU in order to claim the money.

Popmoney is currently free to send money to another person, at the standard 3 day speed. There is a $1.50 rush fee for next day.

Limits may vary by user but are set by Popmoney. Limits apply to the amount you can send per transaction, per day and per month, as well as to total outstanding payments. You can check your limits by going to the "Send Money" screen within the Popmoney tab. Once you have selected a payee, click on the "View Limits" icon next to the "Amount" field.

Yes, if you are spending money to a person all you need to do is click the “Add a Company or Person” button in the upper right corner of the Payment Center. From there, select the Person tab and complete the set-up including their email address and/or mobile number. Once you’ve added them to your payee list, you’re ready to send them a payment!

Yes! You can split an expense or request money from the “Split an Expense” tab. Just follow the prompts and send the request – it’s that simple.

You can view these in the “Activity” tab. You’ll see a consolidated version of all of your payment activity – bills, person-to-person transfers and payment requests.

You’ll have the ability to choose the speed of your payment when you schedule the payment. At that time, it will indicate when the recipient will receive the payment. Your recipient will receive a notification on the date you schedule it; however it may take 24-72 hours to appear in their checking account.

No, your account information will not be shared with the recipient. Your recipient will see your first name, last name, and the message you wrote for the payment; if you sent the payment to your contact's email address, your recipient will also see your email address. Similarly, you won't be able to see your recipient's account information.

Verification of your email address and phone number is required for security reasons. Entering the correct verification codes ensures that you have access to your email and phone. You may also be asked to verify your mobile phone in the future to send and receive payments.

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Popmoney®

A simple, secure way to send others money

How it works:

You need your friend's email address or mobile phone number

Your friend receives a text or email saying you've sent them money

Your friend supplies info then receives the money directly in their bank account

It’s easy to get started:

Sending Money

Receiving Money

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