- Borrow
- Personal
Personal Loans
Oregonians writes personal loans for whatever you need. Bottom line is if you need cash now, our personal loans are way cheaper than options in your mailbox.
Features & Benefits
- Flexible loan amounts up to $20,000
- Fixed rate with payments that won’t change
- Great for unexpected expenses
- Lower interest rates than most credit cards and major companies promoting personal loans
Personal Loan Rates
*Rates current as of April 1, 2026
| Loan Type | Term | |
|---|---|---|
| Personal Loan | Up to 60 months | |
| Personal Loan | Up to 60 months | |
| Personal Loan | Up to 60 months | |
| Personal Loan | Up to 60 months | |
| Personal Loan |
*APR = Annual Percentage Rate. The Standard Rate is fixed, and is the same for all terms. Payment example: $332.85 based on a 36 month, $10,000 loan at 12.35% APR.
Personal Line of Credit
Kind of like a credit card, without a physical credit card you can swipe… but you can transfer cash off of it to your checking account without a fee.
Features & Benefits
- No collateral required
- Fixed interest rate that won’t change
- No cash advance fees
- Lower interest rate than most credit cards (not ours, though)
- Funds are immediately available once paid
Personal LOC Rates
Share Secured Loans
Borrow against money you already have in your savings or a CD.
Features and Benefits
- Predictable, fixed rate
- Lower rate than other types of personal loans
- Great for establishing or re-establishing credit
Share Secured Loan Rates
*Rates current as of April 1, 2026
| Loan Type | Term | |
|---|---|---|
| CD or Share Secured | Up to 60 months | |
| CD or Share Secured | Up to 60 months | |
| CD or Share Secured | Up to 60 months | |
| CD or Share Secured | Up to 60 months | |
| CD or Share Secured | Up to 60 months |
*APR = Annual Percentage Rate. The Standard Rate is fixed, and is the same for all terms. The Standard Rate is the same for all qualifying credit tiers.
