Business Loans

Helping Oregon businesses flourish

As a local business, you need a local lending partner. Our experienced lending staff is ready to help take your business to the next level. Our local decision-makers will work directly with you and find the perfect type of loan that best suits your business needs.




A loan for nearly every business need


Why Oregonians?

It's a great deal to seal the perfect loan for your business: workable terms, low rate and a payment you can afford. But what really makes the difference is the service you receive during and after the application process. You can stop in, call us, or even text us as needs arise; and you'll get incredible service every time.


Don't take our word for it

here's what Oregonians business members have to say:
Milwaukie member
"Rholonda was amazing to work with. She took care of me from start to finish. I have dealt with many bank people for my business, and she provided the best service ever. I cannot say enough good things about her. All my needs were taken care of, along with a positive and happy attitude. A rarity in this day and age."
Prineville member
"We have had our business account and our personal account with 2 other banks... I have to say EVERYONE is absolutely amazing at the Prineville branch. [...] They are wonderful people to deal with....we NEVER have any hassles with our business account and let me tell you....that is huge when you run your own business."



Let's get started

Before you can apply for a business loan with Oregonians, you must be an Oregonians business member. When you apply for membership, we'll open a Business Share Account (Savings) which qualifies you to open a business checking, apply for loans, and take advantage of other product and services Oregonians offers.
To become a business member, please visit a branch or give us a call at 503.239.5336.

Commercial Real Estate Loans

Commercial Real Estate Loans imageWe can help you refinance your existing commercial real estate loan, or purchase the land or commercial property your business needs.

  • No prepayment penalties
  • Leverage your equity as your business grows
  • Loan terms customized to meet your needs
  • Owner occupied and non-owner occupied property loans
  • Small Business Administration (SBA) loans



Real Estate Investment LoansCommercial Real Estate Investment Loans

If your business is looking to invest in a one-to-four family residential property, you've come to the right place for your loan. If you're not a business, we also offer mortgages for second homes and rental properties.




Business Credit Card

Business Credit Card imageNo more having to track which transactions you made on your personal credit card for your business. Our Business Credit Card is perfect for making everyday business purchases. The good news is you don't need to be a big business with a tax ID or EIN in order to apply.

  • Streamline expense tracking 
  • Ease of book-keeping records
  • Helps build business credit



Business Line of CreditBusiness LOC image

If you need an extra tool to help you manage cashflow, buy inventory or pay for an unexpected purchase, then our Business Line of Credit makes the most sense. It's a flexible financing option where you only pay interest on the funds you borrow. You can then draw and repay funds as you wish, as long as you don't exceed the limit.

  • Good source of working capital
  • Small business improvements and projects
  • Purchasing inventory
  • Covering unexpected business expenses



Business Equipment Loans

Business Vehicle Loan image

We offer loans on all types of equipment used in business operations: office, dental, heavy kitchen equipment, machinery, and vehicles to name a few. Check with us to see if your equipment qualifies.




Business Term Loan

Business Term Loan image

An Oregonians Business Term Loan is a stable and flexible way to get more working capital, grow your business, and build your credit. It's a tried-and-true financing option that provides a lump sum of cash that you'll pay back in increments over a set amount of time.





Get in touch with our business lending team

For more info, reach out to our business lending team:
  • Call or text 503.239.3070
  • Send them an email
  • Submit a loan inquiry