Vehicle Loans

A great rate for whatever you drive

We've got a loan for whatever gets you from point A to point Z. Not to mention our local and fast approval process can get you into a new or new-to-you car hassle-free.


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We've got a vehicle loan that suits you



Rates as low as



Rates as low as


Rates as low as


Rates as low as


Rates as low as

Why choose an Oregonians auto loan?Photo of white car

We know you've got a lot of options. But every Oregonians auto loan comes with incredible service and great features:

  • Terms up to 84 months
  • 10-day grace period on monthly payments
  • No payments for 60 days
  • Discounts on auto insurance
  • Protections for your car & loan
*APR: Annual Percentage Rate. All Annual Percentage Rates are tiered based upon credit worthiness of the borrowers and other criteria.

Don't take our word for it

Here's what Oregonians members have to say:
Milwaukie member
"Stacey is a highly knowledgeable professional that not only helped us lower our auto loan APR to an astonishing low but also suggested a pre-approval for their credit card. She was highly respectable in how she handled a service-member’s financial affairs and we are incredibly thankful for her masterful expertise."
Prineville member
"Oregonians Credit Union is a GREAT place to borrow the money you need to take care of everyday needs or in my case, to purchase a wonderful new pickup truck. They are detailed - friendly - and honest. I will use them again with no hesitation. Thanks OCU."


Find your next ride

Oregonians Credit Union CUDL FinancingWe get it: you want a 1.) pearl white; 2.) 2017-2020; 3.) Tesla Model 3; 4.) with less than 50,000 miles; 5.) located less than 25 miles away; 6.) that's had no accidents; and 7.) it's being sold by a 5-star dealership.


No need to lose sleep trying to find the perfect car. With Oregonians and AutoSMART, you can search thousands of new and used vehicles near you from dealerships we trust. Whether you’re shopping around, looking for a dealer, want a quote, or just researching your options, AutoSMART's your one-stop shop.


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Need help with the car-buying process?

If you'd prefer personalized assistance, you can have a professional help you buy your next vehicle or sell your current one. Auto Mentors services are free to Oregonians members.

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Want discounted car insurance?

Oregonians is partnered with TruStage and Liberty Mutual to offer discounted car insurance to members. Get a quote online in a brief amount of time and you could save $586 on car insurance. 


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Toy Loans

Fund your next adventure with an Oregonians Toy Loan. Whether it's an RV trip around the country or a motorcycle that will take you down Highway 101, we've got the loan for your toy. We've got loans for all your toys - ATVs, snowmobiles, jet skis, boats and trailers.

Toy Loans

Let Oregonians finance your fun. With low rates on new and used boats, RVs, ATVs - or any other toy you need, you can't go wrong. 

  • Loans up to $125,000
  • Terms up to 144 months

Bike Loans

Whether you need a loan for a bicycle you pedal or an electric one that does the work for you, we've got a loan for your bike. 

  • Loans up to $10,000
  • Terms up to 36 months


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When you apply, select Purchase or Refinance and choose the type of vehicle in the Vehicle Type dropdown. We offer vehicle loans for new and used motorcycles, RVs, ATVs, boats, snowmobiles, jet skis, trailers, bicycles, electric bikes and more.


Protect your vehicle & loan

Guaranteed Auto Protection
Guaranteed Auto Protection
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Mechanical Repair Coverage
Mechanical Repair Coverage
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Oregonians Loan Protection
Oregonians Debt Protection
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