Vehicle Loans
A great rate for whatever you drive
We've got a loan for whatever gets you from point A to point Z. Not to mention our local and fast approval process can get you into a new or new-to-you car hassle-free.
apply onlinEview all RATESfind my next car
We've got a vehicle loan that suits you
LEASE BUYOUT
Rates as low asREFINANCE
Rates as low asNEw & used
Rates as low as1st time auto
Rates as low asToy Loans
Rates as low asWhy choose an Oregonians auto loan?
We know you've got a lot of options. But every Oregonians auto loan comes with incredible service and great features:
- Terms up to 84 months
- 10-day grace period on monthly payments
- No payments for 60 days
- Discounts on auto insurance
- Protections for your car & loan
Don't take our word for it
Here's what Oregonians members have to say:
Milwaukie member
"Stacey is a highly knowledgeable professional that not only helped us lower our auto loan APR to an astonishing low but also suggested a pre-approval for their credit card. She was highly respectable in how she handled a service-member’s financial affairs and we are incredibly thankful for her masterful expertise."Prineville member
"Oregonians Credit Union is a GREAT place to borrow the money you need to take care of everyday needs or in my case, to purchase a wonderful new pickup truck. They are detailed - friendly - and honest. I will use them again with no hesitation. Thanks OCU."Find your next ride
We get it: you want a 1.) pearl white; 2.) 2017-2020; 3.) Tesla Model 3; 4.) with less than 50,000 miles; 5.) located less than 25 miles away; 6.) that's had no accidents; and 7.) it's being sold by a 5-star dealership.
No need to lose sleep trying to find the perfect car. With Oregonians and AutoSMART, you can search thousands of new and used vehicles near you from dealerships we trust. Whether you’re shopping around, looking for a dealer, want a quote, or just researching your options, AutoSMART's your one-stop shop.
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Need help with the car-buying process?
If you'd prefer personalized assistance, you can have a professional help you buy your next vehicle or sell your current one. Auto Mentors services are free to Oregonians members.
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Calculate the details
- How much will my auto payments be?
- Should I lease or purchase a car?
- Should I take a rebate or low-cost financing?
- Should I accelerate my auto payments?
- How much car can I afford?
Want discounted car insurance?
Oregonians is partnered with TruStage and Liberty Mutual to offer discounted car insurance to members. Get a quote online in a brief amount of time and you could save $586 on car insurance.
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Toy Loans
RV and Boat Loans
Let Oregonians finance your fun. With low rates on new and used boats and RVs, you can't go wrong.
Motorcycle Loans
From Harleys to dirt bikes, we can finance your passion. Hit the open road with a low-interest motorcycle loan.
- Low rates
- Terms up to 120 months
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When you apply, select Purchase or Refinance and choose the type of vehicle in the Vehicle Type dropdown. We offer vehicle loans for new and used RVs, ATVs, boats, motorcylces, snowmobiles, jetskis, trailers, and other toys.
Guaranteed Auto Protection
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Mechanical Repair Coverage
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Oregonians Debt Protection
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