Auto Loans
Drive away with a great rate!
Whether you're purchasing your first car, expanding to fit your family's needs or refinancing your current loan; Oregonians has the right loan for you!
What we offer:
- Low Rates
- Terms up to 84 months
- No prepayment or application fees
- Online or branch pre-approvals, so you can shop with confidence
- Low cost Guaranteed Auto Protection (GAP) & loan protection options
- First time auto buyer program
- Direct financing right at the dealership through CUDL
- Personal Auto Shoppers- Auto Mentors
Auto Loan Calculators
- How much will my auto payments be?
- Should I lease or purchase a car?
- Should I take a rebate or low-cost financing?
- Should I accelerate my auto payments?
- How much car can I afford?
Loan Protection Options
Guaranteed Auto Protection
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Mechanical Repair Coverage
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Oregonians Loan Protection
Learn MoreVehicle History Reports
Before you buy your next used vehicle, check the vehicle's history reports though the CarFax online service.
Oregon Vehicle Forms
Application for Title and Registration, Bill of Sale, Application for Registration, Renewal, Replacement or Transfer of Plates & Stickers. And much more!
CUDL (Credit Union Direct Lending)
Oregonians Credit Union Auto Financing at the Dealership
Remember when purchasing a vehicle used to be an all day excursion? Well now there’s a better way! Oregonians CU and CUDL have teamed up to bring you CUDL AutoSMART: the best possible way to make your auto buying experience virtually painless.
Get Your Loan Approved On-the Spot
Oregonians CU can approve your new or used auto loan while you are at the dealership, and without visiting your local branch. It’s almost like having a loan officer right at the dealership with you! Through the CUDL program, Oregonians CU has partnered with dealerships in your community to offer you a convenient way to purchase a vehicle and get your credit union financing. This program utilizes Oregonians CU's low auto loan rates and terms.
It’s as Easy as 1-2-3!
Once the financing is approved, the dealer receives the credit union’s terms and conditions, completes the sales contract, and you drive the vehicle off the lot. Don’t worry about the paperwork—through CUDL, Oregonians, and the dealer, it is all taken care of electronically. We are making this convenient service available to alleviate some of the stress that accompanies the auto buying experience and therefore allows you more time to enjoy your new or used vehicle.
Find the CUDL Dealer Nearest You
Be sure to look for the CUDL logo when shopping at the dealerships. The logo signifies that the dealer can offer Oregonians financing. Make sure to identify yourself as an Oregonians CU member and ask for your financing through the CUDL system.
Vehicle Buying Resources
Auto Mentors provides a valuable service to our members. Rather than haggling with the dealership when in search of a new car, Auto Mentors will track down the vehicle you want at a price you can afford.
Edmunds.com offers new and used car prices, and auto reviews.
UANW uses Edmunds to calculate loan to value percentages on all our auto loans.
NADA helps you Find a Price, Find a Vehicle, Find a Dealer - Find It Free!
UANW uses NADA to calculate loan to value percentages on loans for all boats, motorcycles and RVs.
Kelly Blue Book offers new & used car pricing, and more.
