Auto Loans
Drive away with a great rate
Whether you're purchasing your first car, expanding to fit your family's needs or refinancing your current loan; Oregonians has the loan that works for you.
What we've got to offer:
- Low rates
- Terms up to 84 months
- No prepayment or application fees
- Online or branch pre-approvals so you can shop with confidence
- Protections for your loan
Auto loan calculators
- How much will my auto payments be?
- Should I lease or purchase a car?
- Should I take a rebate or low-cost financing?
- Should I accelerate my auto payments?
- How much car can I afford?
Loan protection options

Guaranteed Auto Protection
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Mechanical Repair Coverage
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Oregonians Debt Protection
Learn MoreVehicle history reports
Before you buy your next used vehicle, check the vehicle's history reports though the CarFax online service.
Oregon vehicle forms
Application for Title and Registration, Bill of Sale, Application for Registration, Renewal, Replacement or Transfer of Plates & Stickers. And much more!
CUDL (Credit Union Direct Lending)
Don't let purchasing your next car be an all-day excursion. With CUDL (pronounced "cuddle"), you can get financing for your vehicle through Oregonians right at the dealership.
Get your loan approved instantly
All major franchise dealerships (i.e. Subaru, Toyota, etc.) participate in the CUDL program, and most other dealerships do, too. When you find your perfect vehicle, ask whether they participate in the CUDL program.
When it's time to talk financing with the dealership, let them know you'd like to finance with Oregonians Credit Union through the CUDL program. You don't even have to call or visit a branch! The dealer will get your approval through Oregonians for you.
It’s as easy as 1-2-3
Once the financing is approved, the dealer completes the sales contract and you drive the car off the lot. Don’t worry about the paperwork—through CUDL, Oregonians, and the dealer, it is all taken care of electronically.
How do I know if a dealership participates in CUDL?
Be sure to look for the CUDL logo when shopping at the dealerships. The logo signifies that the dealer can offer Oregonians financing. Make sure to identify yourself as an Oregonians Credit Union member and ask for your financing through the CUDL system.
You can search our CUDL Autosmart site for a list of participating dealerships and their car listings.
Vehicle buying resources
Auto Mentors provides a valuable service to our members. Rather than haggling with the dealership when in search of a new car, Auto Mentors will track down the vehicle you want at a price you can afford.
CUDL AutoSmart is your one-stop shop for everything auto. Whether you’re shopping around, looking for a dealer, want a quote, or just researching your options, AutoSMART can help you get the car you want quickly and affordably.
Edmunds.com offers new and used car prices, and auto reviews.
NADA helps you Find a Price, Find a Vehicle, Find a Dealer - Find It Free! NADA is often used to calculate loan to value percentages on loans for boats, motorcycles and RVs.
Kelly Blue Book offers new & used car pricing, and more.