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Auto Loans

Drive away with a great rate

Whether you're purchasing your first car, expanding to fit your family's needs or refinancing your current loan; Oregonians has the loan that works for you.

What we've got to offer:

  • Low rates
  • Terms up to 84 months
  • No prepayment or application fees
  • Online or branch pre-approvals so you can shop with confidence
  • Protections for your loan

APPLY ONLINE current rates   

Need help finding the perfect car?

Auto Mentors Service Learn More

Auto loan calculators

 Loan protection options

Guaranteed Auto Protection

Guaranteed Auto Protection

Learn More
Mechanical Repair Coverage

Mechanical Repair Coverage

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Oregonians Loan Protection

Oregonians Debt Protection

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Vehicle history reports

Before you buy your next used vehicle, check the vehicle's history reports though the CarFax online service.

Show me the CarFax

Oregon vehicle forms

Application for Title and Registration, Bill of Sale, Application for Registration, Renewal, Replacement or Transfer of Plates & Stickers. And much more!

Oregon DMV

Oregonians CU Financing at the Dealership (CUDL)




CUDL (Credit Union Direct Lending)

Don't let purchasing your next car be an all-day excursion. With CUDL (pronounced "cuddle"), you can get financing for your vehicle through Oregonians right at the dealership.

Get your loan approved instantly

Oregonians Credit Union CUDL FinancingAll major franchise dealerships (i.e. Subaru, Toyota, etc.) participate in the CUDL program, and most other dealerships do, too. When you find your perfect vehicle, ask whether they participate in the CUDL program.

When it's time to talk financing with the dealership, let them know you'd like to finance with Oregonians Credit Union through the CUDL program. You don't even have to call or visit a branch! The dealer will get your approval through Oregonians for you. 

It’s as easy as 1-2-3

  • 1
    Find your new car
  • 2
    Confirm the dealership participates in the CUDL program
  • 3
    Obtain Oregonians financing right from the dealer finance office

Once the financing is approved, the dealer completes the sales contract and you drive the car off the lot. Don’t worry about the paperwork—through CUDL, Oregonians, and the dealer, it is all taken care of electronically. 

How do I know if a dealership participates in CUDL?

Be sure to look for the CUDL logo when shopping at the dealerships. The logo signifies that the dealer can offer Oregonians financing. Make sure to identify yourself as an Oregonians Credit Union member and ask for your financing through the CUDL system.

You can search our CUDL Autosmart site for a list of participating dealerships and their car listings.


Vehicle buying resources

Auto Mentors provides a valuable service to our members. Rather than haggling with the dealership when in search of a new car, Auto Mentors will track down the vehicle you want at a price you can afford.

CUDL AutoSmart is your one-stop shop for everything auto. Whether you’re shopping around, looking for a dealer, want a quote, or just researching your options, AutoSMART can help you get the car you want quickly and affordably.

Edmunds.com offers new and used car prices, and auto reviews. 

NADA helps you Find a Price, Find a Vehicle, Find a Dealer - Find It Free!  NADA is often used to calculate loan to value percentages on loans for boats, motorcycles and RVs.

Kelly Blue Book offers new & used car pricing, and more.