» Our lobbies are open to Oregonians members. Please ensure you have a face covering before entering. For more information, click here.  

» Our Prineville Branch will be temporarily closed between 1:00 and 2:00pm on Thursday, December 3rd.

Auto Loans

Drive Away with a Great Rate

Whether you're purchasing your first car, expanding to fit your family's needs or refinancing your current loan; Oregonians has the loan that works for you.

What we offer:

  • Low rates
  • Terms up to 84 months
  • No prepayment or application fees
  • Online or branch pre-approvals so you can shop with confidence
  • Protections for your loan

APPLY ONLINE current rates   

Need help finding the perfect car?

Auto Mentors Service Learn More

Auto Loan Calculators

 Loan Protection Options

Guaranteed Auto Protection

Guaranteed Auto Protection

Learn More
Mechanical Repair Coverage

Mechanical Repair Coverage

Learn More
Oregonians Loan Protection

Oregonians Debt Protection

Learn More

Vehicle History Reports

Before you buy your next used vehicle, check the vehicle's history reports though the CarFax online service.

Show me the CarFax

Oregon Vehicle Forms

Application for Title and Registration, Bill of Sale, Application for Registration, Renewal, Replacement or Transfer of Plates & Stickers. And much more!

Oregon DMV

Oregonians CU Financing at the Dealership (CUDL)




CUDL (Credit Union Direct Lending)

Oregonians Credit Union Auto Financing at the Dealership

Remember when purchasing a vehicle used to be an all day excursion? Well now there’s a better way! Oregonians CU and CUDL have teamed up to bring you CUDL AutoSMART: the best possible way to make your auto buying experience virtually painless.

Get Your Loan Approved On-the Spot

Oregonians Credit Union CUDL FinancingOregonians CU can approve your new or used auto loan while you are at the dealership, and without visiting your local branch. It’s almost like having a loan officer right at the dealership with you! Through the CUDL program, Oregonians CU has partnered with dealerships in your community to offer you a convenient way to purchase a vehicle and get your credit union financing. This program utilizes Oregonians CU's low auto loan rates and terms.

It’s as Easy as 1-2-3!

  • 1
    Find the vehicle you want through the CUDL AutoSMART Website
  • 2
    Visit any participating dealership
  • 3
    Apply at Oregonians right from the dealer finance office

Once the financing is approved, the dealer receives the credit union’s terms and conditions, completes the sales contract, and you drive the vehicle off the lot. Don’t worry about the paperwork—through CUDL, Oregonians, and the dealer, it is all taken care of electronically. We are making this convenient service available to alleviate some of the stress that accompanies the auto buying experience and therefore allows you more time to enjoy your new or used vehicle.

Find the CUDL Dealer Nearest You

Be sure to look for the CUDL logo when shopping at the dealerships. The logo signifies that the dealer can offer Oregonians financing. Make sure to identify yourself as an Oregonians CU member and ask for your financing through the CUDL system.


Vehicle Buying Resources

Auto Mentors provides a valuable service to our members. Rather than haggling with the dealership when in search of a new car, Auto Mentors will track down the vehicle you want at a price you can afford.

CUDL AutoSmart is your one-stop shop for everything auto. Whether you’re shopping around, looking for a dealer, want a quote, or just researching your options, AutoSMART can help you get the car you want quickly and affordably.

Edmunds.com offers new and used car prices, and auto reviews. 

NADA helps you Find a Price, Find a Vehicle, Find a Dealer - Find It Free!  NADA is often used to calculate loan to value percentages on loans for boats, motorcycles and RVs.

Kelly Blue Book offers new & used car pricing, and more.