Vehicle Loans

A great rate for whatever you drive

We've got a loan for whatever gets you from point A to point Z. Not to mention our local and fast approval process can get you into a new or new-to-you car hassle-free.

 

apply onlinEview all RATESfind my next car

 

We've got a vehicle loan that suits you

LEASE BUYOUT

Rates as low as
2.25%APR

REFINANCE

Rates as low as
2.25%APR

NEw & used

Rates as low as
2.25%APR

1st time auto 

Rates as low as
12.50%APR

Toy Loans

Rates as low as
5.00%APR
 
 

Why choose an Oregonians auto loan?Photo of white car

We know you've got a lot of options. But every Oregonians auto loan comes with incredible service and great features:

  • Terms up to 84 months
  • 10-day grace period on monthly payments
  • No payments for 60 days
  • Discounts on auto insurance
  • Protections for your car & loan

Don't take our word for it

Here's what Oregonians members have to say:
Milwaukie member
"Stacey is a highly knowledgeable professional that not only helped us lower our auto loan APR to an astonishing low but also suggested a pre-approval for their credit card. She was highly respectable in how she handled a service-member’s financial affairs and we are incredibly thankful for her masterful expertise."
Prineville member
"Oregonians Credit Union is a GREAT place to borrow the money you need to take care of everyday needs or in my case, to purchase a wonderful new pickup truck. They are detailed - friendly - and honest. I will use them again with no hesitation. Thanks OCU."

 


Find your next ride

Oregonians Credit Union CUDL FinancingWe get it: you want a 1.) pearl white; 2.) 2017-2020; 3.) Tesla Model 3; 4.) with less than 50,000 miles; 5.) located less than 25 miles away; 6.) that's had no accidents; and 7.) it's being sold by a 5-star dealership.

 

No need to lose sleep trying to find the perfect car. With Oregonians and AutoSMART, you can search thousands of new and used vehicles near you from dealerships we trust. Whether you’re shopping around, looking for a dealer, want a quote, or just researching your options, AutoSMART's your one-stop shop.

 

start searching now

 

Need help with the car-buying process?

If you'd prefer personalized assistance, you can have a professional help you buy your next vehicle or sell your current one. Auto Mentors services are free to Oregonians members.

Auto Mentors logo
learn more

Calculate the details

 


Want discounted car insurance?

Oregonians is partnered with TruStage and Liberty Mutual to offer discounted car insurance to members. Get a quote online in a brief amount of time and you could save $586 on car insurance. 

 

START Saving

 

Toy Loans

RV and Boat Loans

Let Oregonians finance your fun. With low rates on new and used boats and RVs, you can't go wrong. 

 

  • Low rates
  • Terms up to 120 months

Motorcycle Loans

From Harleys to dirt bikes, we can finance your passion. Hit the open road with a low-interest motorcycle loan. 

  • Low rates
  • Terms up to 120 months

 APPLY nowview all RATES

 

When you apply, select Purchase or Refinance and choose the type of vehicle in the Vehicle Type dropdown. We offer vehicle loans for new and used RVs, ATVs, boats, motorcylces, snowmobiles, jetskis, trailers, and other toys.

 

Protect your vehicle & loan

Guaranteed Auto Protection
Guaranteed Auto Protection
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Mechanical Repair Coverage
Mechanical Repair Coverage
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Oregonians Loan Protection
Oregonians Debt Protection
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