Credit Cards

The card that saves you money

The Oregonians VISA® comes with the best perk of all: a low rate. At the end of the day, the greatest reward you can give yourself is keeping more money in your wallet.

 

Oregonians VISA® Credit Card

Rates as low as 9.90% APR*
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Why choose an Oregonians VISA®?

We know you've got lots of options. But with a credit card, the interest rate you're paying will ultimately be what saves (or earns) you the most money. Check out just how much our VISA® Credit Card could end up saving you here. Not only does the Oregonians VISA® come with a low rate, it also comes with incredible service and fantastic features:

Don't take our word for it

Here's what our members have to say:
Prineville member
"Emily went above and beyond. Big expenditures can be stressful enough, and rarely does everything go smoothly. But when I ran into an issue at the dealership, she jumped to action and got me out of a pinch. This is my second loan through Oregonians, and thanks to Emily, my next one will be with them as well."
St. Johns member
"We started here a year ago, over the course of the year I have moved my business accounts, personal accounts (including my 15 yr old son) my car loans and credit cards! It's been an amazing experience with how helpful everyone has been. [...]Best banking decision to leave all the chain banks and go to Oregonians!"  

 

Choose between 7 Proud Oregonians card designs:

Oregonians Credit Union: Mt Hood Visa Credit CardMount Hood
Oregonians Credit Union: Crater Lake Visa Credit Card
Crater Lake
Oregonians Credit Union: St. Johns Bridge Visa Credit Card
St. Johns Bridge
Oregonians Credit Union: Haystack Rock Visa Credit Card
Haystack Rock
Oregonians Credit Union: Columbia Gorge Visa Credit Card
Columbia River Gorge
Oregonians Credit Union: Smith Rock Visa Credit Card
Smith Rock
 


Oregonians Credit Union: Portland Skyline Visa Credit Card
Portland Skyline

 

 APPLY ONLINECURRENT RATES  

 


Just how much can an Oregonians VISA® save me?

Based on making a minimum payment*, this table will give you an idea of how much money you will pay, in interest alone, on a $10,000 credit card balance: 

 

oregonians

as low as 9.90% APR
$2,298

low interest 

13.66% APR1
$3,834
1Low Interest credit cards average minimum APR of 13.66%

retail

22.92% APR2
$14,286
2Retail & Store credit cards average minimum APR of 22.92%

fair credit

26.51% APR3
$24,747
1Credit cards for Fair Credit average maximum APR of 26.51%
 
*Minimum payment of 2.5% of credit card balance was used to determine the interest payment calculations. APR = Annual Percentage Rate. According to US News on 02/05/2021, 1Low Interest credit cards had an average minimum APR of 13.66%; 2Retail or "Store" credit cards had an average APR of 22.92% APR; 3"Fair Credit" credit cards had an average maximum APR of 26.51% APR. 

 


Mobile wallets

Mobile walletsA mobile wallet can take the place of your physical Oregonians debit card. Our debit cards are compatible with Apple Pay, Google Pay and Samsung Pay. 

 

 


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