The card that saves you money
The Oregonians VISA® comes with the best perk of all: a low rate. At the end of the day, the greatest reward you can give yourself is keeping more money in your wallet.
Oregonians VISA® Credit CardRates as low as 9.90% APR*
Why choose an Oregonians VISA®?
We know you've got lots of options. But with a credit card, the interest rate you're paying will ultimately be what saves (or earns) you the most money. Check out just how much money our VISA® Credit Card could end up saving you here. Not only does the Oregonians VISA® come with a low rate, it also comes with incredible service and fantastic features:
- No annual fee or balance transfer fees
- Our low rates will save you big money
- Proud Oregonian Card Design Options
- Compatible with mobile wallets
- 25 day grace period on new purchases
Don't take our word for it
Here's what our members have to say:
Prineville member"Emily went above and beyond. Big expenditures can be stressful enough, and rarely does everything go smoothly. But when I ran into an issue at the dealership, she jumped to action and got me out of a pinch. This is my second loan through Oregonians, and thanks to Emily, my next one will be with them as well."
St. Johns member"We started here a year ago, over the course of the year I have moved my business accounts, personal accounts (including my 15 yr old son) my car loans and credit cards! It's been an amazing experience with how helpful everyone has been. [...]Best banking decision to leave all the chain banks and go to Oregonians!"
St. Johns Bridge
Columbia River Gorge
Just how much can an Oregonians VISA® save me?
Based on making a minimum payment*, this table will give you an idea of how much money you will pay, in interest alone, on a $10,000 credit card balance:
oregoniansas low as 9.90% APR✝
low interest13.66% APR1
1Low Interest credit cards have an average minimum APR of 13.66%
2Rewards & Retail credit cards have an average minimum APR of 22.92%
fair credit26.51% APR3
1Credit cards for Fair Credit have an average maximum APR of 26.51%
*Minimum payment of 2.5% of credit card balance was used to determine the interest payment calculations; most rewards and retail credit cards not offered through a credit union have a minimum payment requirement of 2%, which can more than double the amount of interest you'll pay over time if you're only making minimum payments.
✝APR = Annual Percentage Rate.
According to US News on 02/05/2021, 1Low Interest credit cards had an average minimum APR of 13.66%; 2Rewards and Retail or "Store" credit cards had an average APR of 22.92% APR; 3"Fair Credit" credit cards had an average maximum APR of 26.51% APR.
A mobile wallet can take the place of your physical Oregonians debit card. Our debit cards are compatible with Apple Pay, Google Pay and Samsung Pay.
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