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Credit Cards

The card that saves you money

The Oregonians VISA® comes with the best perk of all: a low rate. At the end of the day, the greatest reward you can give yourself is keeping more money in your wallet.


Oregonians Credit Card

Rates as low as 9.90% APR1
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Why choose an Oregonians Credit Card?Mt. Hood Credit Card with Dollar Sign in Speech Bubble

We know you've got lots of options. But with a credit card, the interest rate you're paying will ultimately be what saves (or earns) you the most money. Check out just how much money our VISA® Credit Card could end up saving you here. Not only does the Oregonians VISA® come with a low rate, it also comes with incredible service and fantastic features:

1APR: Annual Percentage Rate. All Annual Percentage Rates are tiered based upon credit worthiness of the borrowers and other criteria.
2DISCLOSURES: All Oregonians credit cards are subject to credit approval. We make loans and extend credit without regard to race, color, religion, national origin, sex, handicap, or familial status. All terms, including APRs and fees, may change as permitted by law and the Credit Card Agreement & Disclosure.

Don't take our word for it

Here's what our members have to say:
Prineville member
"Emily went above and beyond. Big expenditures can be stressful enough, and rarely does everything go smoothly. But when I ran into an issue at the dealership, she jumped to action and got me out of a pinch. This is my second loan through Oregonians, and thanks to Emily, my next one will be with them as well."
St. Johns member
"We started here a year ago, over the course of the year I have moved my business accounts, personal accounts (including my 15 yr old son) my car loans and credit cards! It's been an amazing experience with how helpful everyone has been. [...]Best banking decision to leave all the chain banks and go to Oregonians!"  


Choose between 7 Proud Oregonians card designs:

Oregonians Credit Union: Mt Hood Visa Credit CardMount Hood

Oregonians Credit Union: Crater Lake Visa Credit Card
Crater Lake
Oregonians Credit Union: St. Johns Bridge Visa Credit Card
St. Johns Bridge
Oregonians Credit Union: Haystack Rock Visa Credit Card
Haystack Rock

Oregonians Credit Union: Columbia Gorge Visa Credit Card
Columbia River Gorge
Oregonians Credit Union: Smith Rock Visa Credit Card
Smith Rock

Oregonians Credit Union: Portland Skyline Visa Credit Card
Portland Skyline



Just how much can an Oregonians Credit Card save me?

Based on making a minimum payment3, this table will give you an idea of how much money you will pay, in interest alone, on a $10,000 credit card balance: 



as low as 9.90% APR

low interest 

13.66% APR1
4Low Interest credit cards have an average minimum APR of 13.66%


22.92% APR2
5Rewards & Retail credit cards have an average minimum APR of 22.92%

fair credit

26.51% APR3
6Credit cards for Fair Credit have an average maximum APR of 26.51%
3Minimum payment of 2.5% of credit card balance was used to determine the interest payment calculations; most rewards and retail credit cards not offered through a credit union have a minimum payment requirement of 2%, which can more than double the amount of interest you'll pay over time if you're only making minimum payments. 


According to US News on 02/05/2021, 4Low Interest credit cards had an average minimum APR of 13.66%; 5Rewards and Retail or "Store" credit cards had an average APR of 22.92% APR; 6"Fair Credit" credit cards had an average maximum APR of 26.51% APR. 


Mobile wallets

Mobile walletsA mobile wallet can take the place of your physical Oregonians debit card. Our debit cards are compatible with Apple Pay, Google Pay and Samsung Pay. 



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