Credit Cards
The card that saves you money
The Oregonians VISA® comes with the best perk of all: a low rate. At the end of the day, the greatest reward you can give yourself is keeping more money in your wallet.
Why choose an Oregonians Credit Card?
We know you've got lots of options. But with a credit card, the interest rate you're paying will ultimately be what saves (or earns) you the most money. Check out just how much money our VISA® Credit Card could end up saving you here. Not only does the Oregonians VISA® come with a low rate, it also comes with incredible service and fantastic features:
- No annual fee or balance transfer fees2
- Our low rates will save you big money3
- Proud Oregonian Card Design Options
- Compatible with mobile wallets
- 25 day grace period on new purchases
1APR: Annual Percentage Rate. All Annual Percentage Rates are tiered based upon credit worthiness of the borrowers and other criteria.
2DISCLOSURES: All Oregonians credit cards are subject to credit approval. We make loans and extend credit without regard to race, color, religion, national origin, sex, handicap, or familial status. All terms, including APRs and fees, may change as permitted by law and the Credit Card Agreement & Disclosure.
Don't take our word for it
Here's what our members have to say:
Prineville member
"Emily went above and beyond. Big expenditures can be stressful enough, and rarely does everything go smoothly. But when I ran into an issue at the dealership, she jumped to action and got me out of a pinch. This is my second loan through Oregonians, and thanks to Emily, my next one will be with them as well."St. Johns member
"We started here a year ago, over the course of the year I have moved my business accounts, personal accounts (including my 15 yr old son) my car loans and credit cards! It's been an amazing experience with how helpful everyone has been. [...]Best banking decision to leave all the chain banks and go to Oregonians!"
Mount Hood
Crater Lake
St. Johns Bridge
Haystack Rock
Columbia River Gorge
Smith Rock
Portland Skyline
Just how much can an Oregonians Credit Card save me?
Based on making a minimum payment3, this table will give you an idea of how much money you will pay, in interest alone, on a $10,000 credit card balance:
low interest
13.66% APR14Low Interest credit cards have an average minimum APR of 13.66%
retail
22.92% APR25Rewards & Retail credit cards have an average minimum APR of 22.92%
fair credit
26.51% APR36Credit cards for Fair Credit have an average maximum APR of 26.51%
3Minimum payment of 2.5% of credit card balance was used to determine the interest payment calculations; most rewards and retail credit cards not offered through a credit union have a minimum payment requirement of 2%, which can more than double the amount of interest you'll pay over time if you're only making minimum payments.
According to US News on 02/05/2021, 4Low Interest credit cards had an average minimum APR of 13.66%; 5Rewards and Retail or "Store" credit cards had an average APR of 22.92% APR; 6"Fair Credit" credit cards had an average maximum APR of 26.51% APR.
Mobile wallets
A mobile wallet can take the place of your physical Oregonians debit card. Our debit cards are compatible with Apple Pay, Google Pay and Samsung Pay.
Calculate the details
