Home Loans

Not all mortgages are the same

Whether you’re looking to buy your first home, upsize, downsize or stay put and refinance, Oregonians has a home loan to meet your needs. Our Mortgage Team is here to provide outstanding service to help you make an informed decision on your next mortgage.

 

APPLY ONLINEcheck today's RATES 

 

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Have questions about mortgages? Call or text us at 503.239.1120 

 

Sign up for Rate Watch

Provide some stats on the mortgage you're looking for, and we'll email you when rates reach your goal or if you prefer, we will email current rate information on a regular basis.
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Why choose an Oregonians mortgage?

We know you've got a lot of options, but we make mortgages easy by doing the hard work for you. Plus, our mortgages are loaded with options:

  • Primary residence, second home and rental property mortgages
  • Fixed and adjustable rates available
  • Refinance, purchase, and first purchase loans
  • Low down payment options
  • Debt Protection available

Plus, we want to complete your new loan just as fast as you'd like to get into your new home! We can text you throughout the entire process to keep things moving quickly. Call or text 503.239.1120 or apply online to get started.

Don't take our word for it

Here's what our members have to say:
NE 20th PDX member
"Having the opportunity to work with Oregonians recently on a mortgage, I am truly amazed. [...] The process was smooth, efficient, and we closed on time! Would strongly recommend to anyone seeking a mortgage."
Milwaukie member
"I highly recommend using Oregonians Credit Union for a home loan mortgage. The process was smooth and April, the underwriter, was responsive, diligent and a pleasure to work with. She and her team were so helpful at every stage of the process."

 

Sign up for Rate Watch

Provide some stats on the mortgage you're looking for, and we'll email you when rates reach your goal or if you prefer, we will email current rate information on a regular basis.
sign up

Saving for your first home purchase?

It doesn't have to be complicated, and you can even earn a much-higher-than-average yield. If you're saving for your first home purchase in the state of Oregon, or you haven't purchased a home in the last three years, you can open a First-Time Homebuyer Savings and receive tax benefits on your savings.

 

homebuyer savings info


 

Need to borrow from your equity?

Borrowing from your home equity comes with significantly lower rates than borrowing funds from a credit card or personal loan. Whether you have have tons of equity home or hardly any at all - we've got an equity loan for you.

 

Equity loans info


Equal Housing Lender - Oregonians Credit Union NMLS #403533

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