Fraud Watch

Fraud Education Page
Helpful tips, links and articles that will help protect you and your accounts from identity theft, scams and other types of fraud.

Identify Theft Resources:

Credit Bureau Contact Details:

Equifax

Experian

TransUnion

Free Annual Credit Report

Credit bureaus must provide free copies of credit reports to victims of identity theft.


Phishing:

What is 'Phishing'?

Phishing (FISH.ing) is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, or other sensitive information.

Example Citations: Phishing is the term coined by hackers who imitate legitimate companies in email messages to entice people to share passwords or credit-card numbers. Recent victims include Bank of America, Best Buy and eBay, where people were directed to Web pages that looked nearly identical to the companies' sites.

What is 'Spoofing'?

Pretending to be something it is not, whether an email, website, etc...

How to report 'Phishing' or 'Spoofing'

We suggest reporting "phishing" or "spoofed" emails to the following groups:

  • Forward the email to reportphishing@antiphishing.com
  • Forward the email to the Federal Trade Commission at spam@uce.gov
  • Forward the email to the "abuse" email address at the company that is being spoofed (e.g. "spoof@ebay.com")

Fraudulent Check Review for Members

WARNING-IF YOU ARE CASHING OR DEPOSITING A CHECK, and can answer YES to any of these questions, ask a teller or other credit union employee for advice!

  • Is the check from an item you sold on the Internet, such as a car, boat, jewelry,etc.?
  • Is the amount of the check more than the selling price of the item?
  • Did you receive the check via an overnight delivery service?
  • Is the check connected to communicating with someone via e-mail?
  • Is the check drawn on a business or individual account with a name different than the person buying your item or product?
  • Have you been informed you are a winner of a LOTTERY that you did not enter? (Common lottery scam names are Canadian Lottery, Australian Lottery, El Gordo and El Mundo)
  • Have you been instructed to either WIRE, SEND OR SHIP money as soon as possible to a large U.S. City, or to another country such as Canada, England, Russia, The Netherlands or Nigeria?
  • Have you been asked to PAY money to receive a deposit from another country, such as Canada, England, Russia, The Netherlands or Nigeria?
  • Are you receiving PAY or COMMISSION for facilitating money transfers through your account?
  • Did you respond to an e-mail requesting you to CONFIRM, UPDATE OR PROVIDE your account information?