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Mobile Check Deposit

Snap. Tap. Deposit.

Mobile Deposit is a handy feature of our mobile banking app that allows users to deposit checks into their Oregonians accounts using the camera on their phone.

Benefits

  • 24/7 Convenience- Deposit checks anytime-anywhere*
  • Safe and Secure - Fully encrypted image transmission
  • Save Time - Save yourself a trip to the branch

This feature is available for the iPhone and many Android phones.**

Link to App Store
Link to Google play Store
 

Watch a Video Tutorial

How to Make a Deposit

Mobile Deposit SnapLog into the Oregonians App on your phone and deposit a check in just a few easy steps!

  1. Choose destination account
  2. Enter amount of check
  3. Endorse the check 
  4. Take photos of the signed check (front & back)
  5. Tap “Deposit Check” button
Items submitted are reviewed for accuracy before posting to your account.

After You Deposit

  • You will receive email notification when your check has posted.
  • If your check cannot be posted for some reason, we may ask you to submit the check again. Do so only if requested.
  • Once you have received a confirmation email that the check has posted, write DEPOSITED and the date across the top half of the face of the check.
  • Keep your check for 60 days after it has posted to your account.
  • Securely destroy the check 60 days after it has posted to your account.

Endorsement Requirement

Mobile EndorsementAll mobile check deposits will be required to have a restrictive endorsement. You are required to include all of the following in your endorsement:

  • Your signature
  • The words "For Mobile Deposit Only"
  • Oregonians Credit Union
  • Your account number

*Mobile Deposits have a 3 business day hold once posted to your account. Mobile Deposit limits are 10 items per month or a total of $7,500, whichever comes first, with a daily limit of 5 items and $2,500. Click here for our Mobile Deposit Service Agreement.

**Mobile Deposit for iPhone requires iOS 7.0 or better and iPhone 4 or better.

** Mobile Deposit for Android requires version 4.0 or higher of the Android operating system and have a 5 mega pixel, auto focus camera. Click here for more information about Android Devices.