Deposit Rates

Rates Accurate as of Today

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

*APY= Annual Percentage Yield

Checking and Savings

Account Type Dividend Rate APY*
Regular Shares .09% .09%
Club Accounts .05%
.05%
Interest Checking
.08%
.08%
Bus. Int. Checking
.05%
.05%
Saver Hounds Club*
.25%*
.25%*
Teen Club *
.25%*
.25%*
   
$2,500 to $35,000
.09%
.09%
$35,001 to $50,000
.12%
.12%
$50,001 to $75,000
.15%
.15%
$75,001 & above
.20%
.20%
.40%
.40%
*First $500 only. Regular Shares dividend on amount over $500.

Certificate Accounts

Term (Days) Dividend Rate APY* Min. Opening Balance
31 to 90
n/a
n/a
n/a
91 to 180
.15%
.15%
$1,000
181 to 365
.20%
.20%
$1,000
366 to 730
.35%
.35%
$500
731 to 1095
.50%
.50%
$500
1096 to 1460
.75%
.75%
$500
1461 to 1825
1.00%
1.01%
$500

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

Bump Certificate

Term (Days) Dividend Rate APY* Balance
731 to 1095
.40%
.40%
$2,500
1096 to 1460
.65%
.65%
$2,500
1461 to 1825
.90%
.90%
$2,500

Minimum initial amount of $2,500. Member may bump the rate one (1) time to the current market rate - the new rate remains for the maturity which is based on the original certificate term.*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.


IRA Certificate Accounts

Term (Days) Dividend Rate APY* Balance
31 to 90
n/a
n/a
n/a
91 to 180
.20%
.20%
$1,000
181 to 365
.30%
.30%
$1,000
366 to 730
.45%
.45%
$500
731 to 1095
.60%
.60%
$500
1096 to 1460
.95%
.95%
$500
1461 to 1825
1.10%
1.11%
$500

Loan Rates

Rates Accurate as of Today

*Rates subject to change at any time
Rate Sheetpdf icon

apply online

*APR= Annual Percentage Rate

Auto Loans

Loan Type Term APR
Model Years 2014 & Newer
36-84 months
2.49%-12.99% APR
Model Years 2009-2013
36-84 months
2.79%-13.24% APR
Model Years 2008 & Older
36-84 months
3.49%-13.99% APR
First Time Auto Buyer Up to 60 months 10.50% APR
New & Used RV/Boat
Up to 120 months
3.75%-9.50% APR


APR= Annual Percentage Rate. Rate determined by certain credit criteria, collateral and term of loan. Minimum amounts apply to qualify for longer terms and longer terms will increase rates.


Credit Cards

Card Type Grace Period Fees APR
Visa Credit Card 25 days No Annual Fee 9.90% APR

 


Other Consumer Loans

Loan Type Term APR
Unsecured Up to 36 mos. 9.90%-12.25% APR
Unsecured Line of Credit* 36 mos. base 9.90%-12.25% APR*
New Consumer Goods** Up to 36 mos 6.99%-12.00% APR**
Shared Secured Up to 60 mos Share Rate + 2.50% APR
Shared Certificate Secured Cert. Term Certificate Rate + 2.00% APR


*Annual Fee of $10.00 for Unsecured Lines of Credit
**New consumer goods include furniture, appliances, audio and video equipment, personal watercraft, garden tractors, snowmobiles, 4-wheelers. Must be new merchandise unless titled. A UCC financing statement is filed at borrower cost.


Home Equity Loans & Lines of Credit

Loan Type Term APR
Home Equity Loan Up to 120 mos. 4.00%- 8.00% APR
Home Equity Line of Credit*   4.25% APR*
Home Improvement Up to 120 mos. 6.50%- 9.75% APR
Overdraft LOC**   13.90%-16.00% APR**


* VARIABLE RATE. Rate based on prime rate + .50% APR. $25.00 annual fee. Closing costs vary. Consult your tax advisor for your deductibility status.
** Annual fee of $12.00 first charged upon opening. Transfer/advance fee from loan of $2.00. For OD only, may not take advances other than ODs. Minimum monthly payment is $25; then 10% of balance, rounded up $5. Limits of $250 to $1,000; cannot exceed limit.


Mortgage

Our mortgage rates are updated daily.

Click here for our current Mortgage Rates. 

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.


The money you place in your Credit Union savings account is federally insured up to $250,000 by the National Credit Union Administration (NCUA).