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Deposit Rates

Rates Accurate as of Today

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

*APY= Annual Percentage Yield

Checking and Savings

Account Type Dividend Rate APY*
Regular Shares .09% .09%
Club Accounts .05% .05%
Interest Checking .08% .08%
Bus. Int. Checking .05% .05%
Saver Hounds Club* .25%* .25%*
Teen Club * .25%* .25%*
IRA Shares .40% .40%
*First $500 only. Regular Shares dividend on amount over $500.

Money Market

Account Type Dividend Rate APY*
Money Market    
$2,500 to $35,000 .09% .09%
$35,001 to $50,000 .12% .12%
$50,001 to $75,000 .15% .15%
$75,001 & above .20% .20%
 

Certificate Accounts

Term (Days) Dividend Rate APY* Min. Opening Balance
31 to 90 n/a n/a n/a
91 to 180 .15% .15% $1,000
181 to 365 .20% .20% $1,000
366 to 730 .35% .35% $500
731 to 1095 .50% .50% $500
1096 to 1460 .75% .75% $500
1461 to 1825 1.00% 1.01% $500

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

Bump Certificate

Term (Days) Dividend Rate APY* Balance
731 to 1095 .40% .40% $2,500
1096 to 1460 .65% .65% $2,500
1461 to 1825 .90% .90% $2,500

Minimum initial amount of $2,500. Member may bump the rate one (1) time to the current market rate - the new rate remains for the maturity which is based on the original certificate term.*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.


IRA Certificate Accounts

Term (Days) Dividend Rate APY* Balance
31 to 90 n/a n/a n/a
91 to 180 .20% .20% $1,000
181 to 365 .30% .30% $1,000
366 to 730 .45% .45% $500
731 to 1095 .60% .60% $500
1096 to 1460 .95% .95% $500
1461 to 1825 1.10% 1.11% $500

 

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.


NCUA Logo The money you place in your Credit Union savings account is federally insured up to $250,000 by the National Credit Union Administration (NCUA).