Scam Warning: Fraudsters are posing as Oregonians employees using a spoofed phone number (it looks like ours) to text and call members about debit card fraud. Do not call or click on the phone number in the text, or answer their calls. We will never ask you for your full card number, your PIN number, or request you to move funds due to a compromised card. Please hang up and call us at 503.239.5336. For more info on current scams, click here.

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Deposit Rates

Rates Accurate as of Today
All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

Checking Accounts

ACCOUNT TYPE RATE APY*
Interest Checking .03% .03%
Business Interest Checking .03% .03%
*Annual Percentage Yield
Small Business Checking, My Checking, My Rewards Checking and BaZing Checking do not earn interest.

OPEN A CHECKING ACCOUNT

 

Savings Accounts

Account Type Rate APY*
Membership Share Account .02% .02%
Member Rewards Savings .02% .02%
Club Accounts .02% .02%
IRA Share Accounts .09% .09%
Homebuyer Savings 1.00% 1.01%
*Annual Percentage Yield.

Kids Accounts

BALANCE RATE APY*
Saver Hounds Club
$0 to $500 .16% .16%
Over $500 .02% .02%
Teen Club
$0 to $500 .16% .16%
Over $500 .02% .02%
*Annual Percentage Yield.

 

Money Market Account

BALANCE Rate APY*
$2,500 .03% .03%
$10,000 .07% .07%
$25,000 .08% .08%
$50,000 & above .10% .10%
 *Annual Percentage Yield.

 

Certificate Accounts

Term Term (days)  Rate APY* Min. Opening Balance
3 Months 91 - 180 .08% .08% $1,000
6 Months 181 - 365 .12% .12% $1,000
12 Months 366 - 730 .19% .19% $1,000
24 Months 731 - 1095 .23% .23% $500
36 Months 1096 - 1460 .32% .32% $500
48 Months 1461 - 1825 .38% .38% $500
*Annual Percentage Yield.
Certificate rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

Bump Certificate

Term Term (days) Rate APY* Balance
24 Months 731 - 1095 .03% .03% $2,500
36 Months 1096 - 1460 .12% .12% $2,500
48 Months 1461 - 1825 .18% .18% $2,500
*Annual Percentage Yield.
Minimum initial amount of $2,500. Member may bump the rate one (1) time to the current market rate - the new rate remains for the maturity which is based on the original certificate term. All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

IRA Certificate Accounts

Term Term (days)  Rate APY* Balance
3 Months 91 - 180 .18% .18% $1,000
6 Months 181 - 365 .22% .22% $1,000
12 Months 366 - 730 .29% .29% $1,000
24 Months 731 - 1095 .33% .33% $500
36 Months 1096 - 1460 .52% .52% $500
48 Months 1461 - 1825 .58% .58% $500
*Annual Percentage Yield.
All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.


NCUA Logo Your savings accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).