Deposit Rates

Rates Accurate as of Today

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

*APY= Annual Percentage Yield

Checking and Savings

Account Type Dividend Rate APY*
Regular Shares .09% .09%
Club Accounts .05%
.05%
Interest Checking
.08%
.08%
Bus. Int. Checking
.05%
.05%
Saver Hounds Club*
.25%*
.25%*
Teen Club *
.25%*
.25%*
   
$2,500 to $35,000
.09%
.09%
$35,001 to $50,000
.12%
.12%
$50,001 to $75,000
.15%
.15%
$75,001 & above
.20%
.20%
.40%
.40%
*First $500 only. Regular Shares dividend on amount over $500.

Certificate Accounts

Term (Days) Dividend Rate APY* Min. Opening Balance
31 to 90
n/a
n/a
n/a
91 to 180
.15%
.15%
$1,000
181 to 365
.20%
.20%
$1,000
366 to 730
.35%
.35%
$500
731 to 1095
.50%
.50%
$500
1096 to 1460
.75%
.75%
$500
1461 to 1825
1.00%
1.01%
$500

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

Bump Certificate

Term (Days) Dividend Rate APY* Balance
731 to 1095
.40%
.40%
$2,500
1096 to 1460
.65%
.65%
$2,500
1461 to 1825
.90%
.90%
$2,500

Minimum initial amount of $2,500. Member may bump the rate one (1) time to the current market rate - the new rate remains for the maturity which is based on the original certificate term.*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.


IRA Certificate Accounts

Term (Days) Dividend Rate APY* Balance
31 to 90
n/a
n/a
n/a
91 to 180
.20%
.20%
$1,000
181 to 365
.30%
.30%
$1,000
366 to 730
.45%
.45%
$500
731 to 1095
.60%
.60%
$500
1096 to 1460
.95%
.95%
$500
1461 to 1825
1.10%
1.11%
$500

Loan Rates

Rates Accurate as of Today

*Rates subject to change at any time
Rate Sheetpdf icon

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*APR= Annual Percentage Rate

Auto Loans

Loan Type Term APR
Model Years 2014 & Newer
36-84 months
2.49%-12.99% APR
Model Years 2009-2013
36-84 months
2.79%-13.24% APR
Model Years 2008 & Older
36-84 months
3.49%-13.99% APR
First Time Auto Buyer Up to 60 months 10.50% APR
New & Used RV/Boat
Up to 120 months
3.75%-9.50% APR


APR= Annual Percentage Rate. Rate determined by certain credit criteria, collateral and term of loan. Minimum amounts apply to qualify for longer terms and longer terms will increase rates. Payment example: If you borrow $15,000 for 72 months at 3.39% APR, your monthly payment would be $230.51.


Credit Cards

Card Type Grace Period Fees APR
Visa Credit Card 25 days No Annual Fee 9.90% APR

 


Other Consumer Loans

Loan Type Term APR
Unsecured Up to 36 mos. 9.90%-12.25% APR
Unsecured Line of Credit* 36 mos. base 9.90%-12.25% APR*
New Consumer Goods** Up to 36 mos 6.99%-12.00% APR**
Shared Secured Up to 60 mos Share Rate + 2.50% APR
Shared Certificate Secured Cert. Term Certificate Rate + 2.00% APR


*Annual Fee of $10.00 for Unsecured Lines of Credit
**New consumer goods include furniture, appliances, audio and video equipment, personal watercraft, garden tractors, snowmobiles, 4-wheelers. Must be new merchandise unless titled. A UCC financing statement is filed at borrower cost.


Home Equity Loans & Lines of Credit

Loan Type Term APR
Home Equity Loan Up to 120 mos. 4.00%- 8.00% APR
Home Equity Line of Credit*   4.25% APR*
Home Improvement Up to 120 mos. 6.50%- 9.75% APR
Overdraft LOC**   13.90%-16.00% APR**


* VARIABLE RATE. Rate based on prime rate + .50% APR. $25.00 annual fee. Closing costs vary. Consult your tax advisor for your deductibility status.
** Annual fee of $12.00 first charged upon opening. Transfer/advance fee from loan of $2.00. For OD only, may not take advances other than ODs. Minimum monthly payment is $25; then 10% of balance, rounded up $5. Limits of $250 to $1,000; cannot exceed limit.


Mortgage

Our mortgage rates are updated daily.

Click here for our current Mortgage Rates. 

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.


The money you place in your Credit Union savings account is federally insured up to $250,000 by the National Credit Union Administration (NCUA).