*APR= Annual Percentage Rate
|2016 & Newer||36-84 months||3.44%-18.00% APR|
|2011-2015||36-84 months||3.94%-18.00% APR|
|2010 & Older||36-84 months||4.44%-18.00% APR|
|First Time Auto Buyer||Up to 60 months||12.50% APR|
|New & Used RV/Boat||Up to 120 months||5.00%-13.25% APR|
APR= Annual Percentage Rate. Rate determined by certain credit criteria, collateral and term of loan. Minimum amounts apply to qualify for longer terms and longer terms will increase rates. Payment example: If you borrow $20,000 for 72 months at 4.64% APR, your monthly payment would be $318.78.
|Card Type||Grace Period||Fees||APR|
|Visa Credit Card||25 days||No Annual Fee||9.90% APR|
|Unsecured||Up to 36 mos.||9.90%-12.25% APR|
|Unsecured Line of Credit*||36 mos. base||9.90%-12.25% APR*|
|New Consumer Goods**||Up to 36 mos||6.99%-12.00% APR**|
|Shared Secured||Up to 60 mos||Share Rate + 2.50% APR|
|Shared Certificate Secured||Cert. Term||Certificate Rate + 2.00% APR|
*Annual Fee of $10.00 for Unsecured Lines of Credit
**New consumer goods include furniture, appliances, audio and video equipment, personal watercraft, garden tractors, snowmobiles, 4-wheelers. Must be new merchandise unless titled. A UCC financing statement is filed at borrower cost.
|Home Equity Loan||Up to 120 mos.||4.00%- 8.00% APR|
|Home Equity Line of Credit*||Click here for Current Special||6.00% APR*|
|Home Improvement||Up to 120 mos.||6.50%- 9.75% APR|
|Overdraft LOC**||13.90%-16.00% APR**|
* VARIABLE RATE. Rate based on prime rate + .50% APR. $25.00 annual fee. Closing costs vary. Consult your tax advisor for your deductibility status.
** Annual fee of $12.00 first charged upon opening. Transfer/advance fee from loan of $2.00. For OD only, may not take advances other than ODs. Minimum monthly payment is $25; then 10% of balance, rounded up $5. Limits of $250 to $1,000; cannot exceed limit.
Our mortgage rates are updated daily.
Click here for our current Mortgage Rates.
*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.
The money you place in your Credit Union savings account is federally insured up to $250,000 by the National Credit Union Administration (NCUA).