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MEMBER NOTIFICATION: Oregonians will never call, text, or email you and request your confidential information. This includes your member or account numbers, card numbers, card details, or your Online Banking login information.

If you receive communication from someone asking for this information, please do not respond. For more information, visit our Fraud Watch page.     

Loan Rates

Rates Accurate as of Today

*Rates subject to change at any time
 View Rate SheetLink to Loan Rate Sheet PDF

apply online

*APR= Annual Percentage Rate

Auto Loans

Loan Type Term APR
2016 & Newer 36-84 months 3.44%-18.00% APR
2011-2015 36-84 months 3.94%-18.00% APR
2010 & Older 36-84 months 4.44%-18.00% APR
First Time Auto Buyer Up to 60 months 12.50% APR
New & Used RV/Boat Up to 120 months 5.00%-13.25% APR


APR= Annual Percentage Rate. Rate determined by certain credit criteria, collateral and term of loan. Minimum amounts apply to qualify for longer terms and longer terms will increase rates. Payment example: If you borrow $20,000 for 72 months at 4.64% APR, your monthly payment would be $318.78.


Credit Cards

Card Type Grace Period Fees APR
Visa Credit Card 25 days No Annual Fee 9.90% APR

 


Other Consumer Loans

Loan Type Term APR
Unsecured Up to 36 mos. 9.90%-12.25% APR
Unsecured Line of Credit* 36 mos. base 9.90%-12.25% APR*
New Consumer Goods** Up to 36 mos 6.99%-12.00% APR**
Shared Secured Up to 60 mos Share Rate + 2.50% APR
Shared Certificate Secured Cert. Term Certificate Rate + 2.00% APR


*Annual Fee of $10.00 for Unsecured Lines of Credit
**New consumer goods include furniture, appliances, audio and video equipment, personal watercraft, garden tractors, snowmobiles, 4-wheelers. Must be new merchandise unless titled. A UCC financing statement is filed at borrower cost.


Home Equity Loans & Lines of Credit

Loan Type Term APR
Home Equity Loan Up to 120 mos. 4.00%- 8.00% APR
Home Equity Line of Credit* Click here for Current Special  6.00% APR*
Home Improvement Up to 120 mos. 6.50%- 9.75% APR
Overdraft LOC**   13.90%-16.00% APR**


* VARIABLE RATE. Rate based on prime rate + .50% APR. $25.00 annual fee. Closing costs vary. Consult your tax advisor for your deductibility status.
** Annual fee of $12.00 first charged upon opening. Transfer/advance fee from loan of $2.00. For OD only, may not take advances other than ODs. Minimum monthly payment is $25; then 10% of balance, rounded up $5. Limits of $250 to $1,000; cannot exceed limit.


Mortgage

Our mortgage rates are updated daily.

Click here for our current Mortgage Rates. 

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.


NCUA Logo The money you place in your Credit Union savings account is federally insured up to $250,000 by the National Credit Union Administration (NCUA).