Insurance & Loan Protections
Make Sure You're Covered
- Auto Insurance
- Home Insurance
- Accidental Death & Dismemberment Insurance (AD&D)
- Life Insurance
- Guaranteed Auto Protection (GAP)
- Mechanical Repair Coverage
- Debt Protection
TruStageTM & Liberty Mutual Insurance
There’s nothing like the feeling that you can handle anything that comes your way, and TruStage Insurance helps you get there. They’re made available through the companies of the CUNA Mutual Group and Liberty Mutual, working with America’s credit unions and credit union members like you since 1935. We’re committed to providing insurance and investment products that make sense for you, your life, and your budget. And we’re always here to help.
Oregonians is partnered with a dedicated team of insurance professionals to bring you the TruStage Auto & Homeowners Insurance Program.
- The TruStage Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
- Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
- Receive fast, easy access to claims service 24 hours a day.
- Obtain a free, no-obligation quote.
TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
Accidental Death & Dismemberment Insurance
Financial hardship is one thing your family doesn't need to worry about if unexpected death should occur. AD&D insures you if you lose your life or a limb in an accident.
For an affordable rate, you can get up to $300,000 of protection. No medical exams are required and coverage is guaranteed as long as premiums are paid. In addition, AD&D provides the following benefits:
- Affordable premiums
- Family plans that insure you, your spouse and children
- Double benefit payment for covered loss while a passenger on public transportation
- Built-in inflation protection
- College funding assistance when a covered accident occurs
- Coverage if you lose a limb, your sight or hearing in an accident
TruStage™ is the marketing brand for Accidental Death & Dismemberment Insurance issued by CMFG Life Insurance Company aka CUNA Mutual Insurance Society, Waverly, IA. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by credit unions.
TruStage Life Insurance is offered exclusively to Oregonians members to help you protect the people who matter most in your life. With many different options in whole and term life policies, doesn't it make sense to check rates and look into this important coverage? TruStage life insurance plans and policies offer affordable rates to fit your budget.
TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
Vehicles often depreciate rapidly and vehicle loan terms have typically been increasing in duration. GAP Plus will help cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan. In addition, if your vehicle is stolen or totaled in an accident, it will cancel $1,000 of your next loan with Oregonians, when you purchase a replacement vehicle within 60 days of your primary insurance settlement. GAP Plus helps you prepare for the unexpected.
GAP coverage through us costs much less than buying it through auto dealers. For more details on GAP coverage, give us a call at 503.239.5336.
Mechanical Repair Coverage
Mechanical Repair Coverage (MRC) can help cover the unexpected costs of parts and labor and can help keep your vehicle on the road longer. If you’re planning to keep your vehicle beyond the manufacturer’s warranty, it could be the right way to go. Our MRC plans also come with additional benefits that include rental reimbursement, 24 hour emergency roadside assistance and travel expense reimbursement.
MRC Direct: monthly payments, no contract
With MRC Direct, you can now you can enjoy the freedom of comprehensive Mechanical Repair Coverage without the long-term contract. MRC Direct offers the same benefits as regular MRC coverage but with convenient monthly payments, no vehicle mileage limitations, and a customizable deductible.
When you open a loan with us, you can opt for Debt Protection. Debt Protection will cancel or waive your loan payment(s), up to the contract maximums—helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.
Many events are included, some of which are:
- Loss of life, including those caused by acts of war
- Disability, including those caused by acts of war
- Involuntary unemployment
Call us at (503) 239-5336 for more information on our Debt Protection program.
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:
- Terminal Illness,
- Accidental Dismemberment,
- Family Medical Leave,
- Loss of Life of a Dependent,
- Involuntary Unemployment
We do not recommend filing a claim using an Internet Explorer browser. Page items and features may be missing if you are using this browser type.
If you prefer, call 844.707.4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through your claim.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union.