Insurance & Loan Protections

Make Sure You're Covered

Debt Protection Claims

You can now file a Debt Protection claim quickly and easily online. If you need more information, click here.
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TruStageTM & Liberty Mutual Insurance 

Link to trueSTAGEThere’s nothing like the feeling that you can handle anything that comes your way, and TruStage Insurance helps you get there. They’re made available through the companies of the CUNA Mutual Group and Liberty Mutual, working with America’s credit unions and credit union members like you since 1935. We’re committed to providing insurance and investment products that make sense for you, your life, and your budget. And we’re always here to help.


insurance center


TruStage Auto & Homeowners Insurance

Auto Insurance for Oregonians Credit Union Members

Oregonians is partnered with a dedicated team of insurance professionals to bring you the TruStage Auto & Homeowners Insurance Program.


  • The TruStage Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24 hours a day.
  • Obtain a free, no-obligation quote.

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TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.



Accidental Death & Dismemberment Insurance

Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.* Your $2000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of Oregonians, is now available for you to claim - just click the button below.


As a member of Oregonians, you have received $2000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.  


Again, it costs you absolutely nothing—only a few minutes of your time—to get $2000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.


Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to or call toll-free 1-800-798-8798.

get more info


*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.
TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage

Trustage Life Insurance

TruStage Life Insurance is offered exclusively to Oregonians members to help you protect the people who matter most in your life. With many different options in whole and term life policies, doesn't it make sense to check rates and look into this important coverage? TruStage life insurance plans and policies offer affordable rates to fit your budget. 


TruStage Life Insurance

Call (888) 888-0376 for more information on the Life Insurance program.


TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


GAP Insurance

Guaranteed Auto Protection Plus Insurance

Vehicles often depreciate rapidly and vehicle loan terms have typically been increasing in duration. GAP Plus will help cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan. In addition, if your vehicle is stolen or totaled in an accident, it will cancel $1,000 of your next loan with Oregonians, when you purchase a replacement vehicle within 60 days of your primary insurance settlement. GAP Plus helps you prepare for the unexpected.


GAP coverage through us costs much less than buying it through auto dealers. For more details on GAP coverage, give us a call at 503.239.5336.


Vehicle Warranties - MRC

Mechanical Repair Coverage

Mechanical Repair Coverage (MRC) can help cover the unexpected costs of parts and labor and can help keep your vehicle on the road longer. If you’re planning to keep your vehicle beyond the manufacturer’s warranty, it could be the right way to go. Our MRC plans also come with additional benefits that include rental reimbursement, 24 hour emergency roadside assistance and travel expense reimbursement.


Debt Protection

When you open a loan with us, you can opt for Debt Protection. Debt Protection will cancel or waive your loan payment(s), up to the contract maximums—helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.


Many events are included, some of which are:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Call us at (503) 239-5336 for more information on our Debt Protection program.


Need to file a Debt Protection claim?

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:

  • Life,
  • Terminal Illness,
  • Accidental Dismemberment,
  • Hospitalization,
  • Family Medical Leave,
  • Loss of Life of a Dependent,
  • Disability,
  • Involuntary Unemployment
We do not recommend filing a claim using an Internet Explorer browser. Page items and features may be missing if you are using this browser type.

file a claim


If you prefer, call 844.707.4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through your claim.


CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union.


CUNA Mutual Group FAQs

Making a decision about insurance should be both convenient and private. We want to ensure you can make the right decision from your home without any sales pressure. 
We specifically chose to partner with TruStage because we wanted to offer our members a variety of valuable insurance coverage options at affordable rates. That's why we authorized CUNA Mutual Group to mail to our members.
CUNA Mutual has a strong commitment to protect member information. They have allocated significant human and technical resources to manage and protect member data. CUNA Mutual Group employees also go through mandatory privacy training.