» Upcoming Holiday Closure: Oregonians branches and Member Service Center will be closed Monday, 10/14 in observance of Indigenous Peoples' Day.

 

Personal Loans

A loan for whatever you need

An Oregonians personal loan can provide you the funds you need without requiring any collateral, like a car or house. Whether you'd prefer a one-time loan or a revolving line of credit, we've got you covered.

 

 

Personal Loan

If you're in need of a one-time lump sum of cash, a Personal Loan is a great option. You can spend the funds on whatever you need, for example:

  • Bill consolidation
  • Medical expenses
  • Tuition & education expenses
  • Wedding & vacation expenses 
  • Appliances & furniture

Personal Line of Credit

If you need access to extra cash "on demand", a Personal Line of Credit is a great option. Once you pay back borrowed funds, you'll be able to spend the funds again on whatever you need, for example:

  • Supplement irregular monthly income
  • Ongoing education expenses
  • Ongoing medical expenses
  • Unexpected expenses

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We also offer...


Overdraft Line of CreditPersonal Line of Credit image

Get peace of mind with our Overdraft Line

When funds are not available in your Checking Account to cover check, debit and ACH transactions, the Overdraft Line of Credit will automatically advance funds to cover the amount overdrawn.

 

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Mini LoansMini Loan image

Don't want a credit card? Get a Mini Loan.

Sometimes things in life come up and a small amount of extra money can make a big difference. Our Mini Loan is here to cover you in those times of an emergency, for a quick weekend getaway, to buy appliances or electronics, or to cover unforeseen medical expenses.

✓ Fixed Interest Rate
✓ 12-18 month terms
✓ Quick access to $250 to $2,000
✓ No collateral required
✓ Helps build credit history

 

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Share Secured Loans

Pay less interest on your loanShare Secured Loan image

When you borrow using the available funds in your Savings Account as collateral, you get a much lower loan rate than a Personal Loan offers. Not to mention, a Share Secure Loan is a great way to establish or re-establish credit.

 

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