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NCUA Insurance Information
Oregonians Credit Union is federally Insured by NCUA. You've seen that phrase but do you know what it really means?
The National Credit Union Share Insurance Fund (NCUSIF) is the federal fund created by Congress in 1970 to insure member's deposits in federally insured credit unions. The insurance limit was permanently increased to $250,000 per individual depositor on September 17, 2010. Administered by the National Credit Union Administration (NCUA), the NCUSIF is backed by the "full faith and credit" of the U.S. Government.
If your insured credit union fails, NCUA insurance will cover your deposit accounts, dollar for dollar, including principal and any accrued interest, up to the insurance limit. Since the start of the NCUA Share Insurance Fund, no depositor has ever lost a penny of insured deposits.