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It's a Money Thing
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  • It's A Money Thing Junior

Giving Money

It's A Money Thing

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Learn to Spend, Save and Give

For most people, spending comes naturally. Saving up for something special is harder. And setting money aside for giving is really hard.

The concept of three money jars can help. Each jar represents an activity: spending, saving and giving. When you receive your allowance or a gift of money, divide the money up and put it in each of the three jars. Dividing your money into thirds is a good way to get started, but the amount of money you put into each jar is up to you. Make sure you use clear jars so you can see your money build up in each jar over time.

Spending Jar

Money placed in this jar can be used to buy anything you like, including small items and fun treats just for you. This is known as discretionary spending.

Saving Jar

Money placed in this jar is used to save up for more expensive items that you really want. Separating your money helps you set money aside for later.

Giving Jar

And finally, money placed in this jar is used to give to a charity or to help someone in need. Giving a small portion of your savings will teach you about social responsibility and stewardship by allowing you the opportunity to give back to a cause that you care about.

Questions:

  1. If you had $10, how much would you put in each jar? The amounts are up to you?
  2. What is something more expensive you want to save up for?
  3. Is there a cause or charity that  you would like to give some of your money to?
  4. Why is giving back important?

Activity

Let's Make Money Jars! Print, cut and wrap these labels around clear jars to help you with your saving, spending and giving goals. Download the printable PDF.

IAMT Jr Giving Money - activity sheet


ComicIAMT Jr - Giving Money Comic

Get money smart, one topic at a time! Our It's A Money Thing topics will help you interpret key financial information in order to make sense of your money. For more videos and helpful financial articles visit our  It's A Money Thing home page.  Check back, new topics will be introduced regularly!

Topics Covered

  • It's A Money Thing Junior

Related Lessons

It's A Money Thing Junior 2 min
Spending Money
It's A Money Thing Junior 2 min
Growing Money
It's A Money Thing Junior 2 min
Making Money

Oregonians Credit Union

6915 SE Lake Road, Milwaukie, OR 97267 

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503-239-5336

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800-982-2974

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323075709

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