Merchant Services

Electronic payment processing services

Oregonians Credit Union now offers card solutions for your retail business. Some of these services include:

  • E-Card, mobile & manual card machines
  • Credit card and debit card transactions
  • Gift card programs
  • Online transactions

Already have a merchant card relationship? Not a problem! Let us review your account relationship to make sure you are optimizing your opportunities.

For a competitive pricing analysis and information about how our products and services can benefit your company, CLICK HERE. A representative will contact you within 24 hours.


Ten reasons why your credit union should be your card processor.

1. Competitive Pricing and Outstanding Value

One-stop payment processing with “upfront” pricing, no hidden fees, no hidden costs

2. Comprehensive Solutions for:

  • Credit Card Processing (high speed, dial and wireless) - Visa, MasterCard, American Express, Discover, Diners Club, JCB
  • Debit, Gift and Fleet Card Processing
  • Electronic Check Verification, Guarantee and Conversion
  • eCommerce Gateways
  • Electronic Benefits Card Processing

3. Lightning Fast Sales

Two to three second transaction times

4. Custom Applications for every business, including

  • Retail – Mail and Telephone Order
  • Restaurant – Lodging
  • Internet – Service
  • Petroleum – Home-based

5. Unparalleled Support

If you need help or have a question, we’re here for you 24/7.

6. Outstanding Service

  • Fast deposits
  • “Real time” web reporting
  • Clear and easy-to-read statements

7. The Highest Security Standards

Recognition by VISA and MASTERCARD for the most stringent security requirements in the industry today

8. Effective Risk Management

Industry-exclusive systems analyze all components of your transactions to protect your business

9. Money Saving Benefits

(available to you through Sterling Advantage)

  • Free non-wireless terminal repair and replacement – pay only shipping costs
  • Free processing supplies
  • Free check recovery services

10. Great Value-Added Products, including

  • EXPRESS LANE PLUS - A complete high speed integrated processing system that does it all – accepts cash and credit cards and saves you time and money.
  • STERLING REWARDS - The hottest trend in the industry today. This flexible loyalty program packs a punch. Bring in new customers, reward your regulars and get on-demand data to track and target your success. Best of all, you are in total control.
  • SPOT - Sterling Payment Online Terminal - Process transactions securely from virtually any Internet-ready PC or laptop. SPOT is a flexible, low-cost and trouble-free total payment solution for your business.
  • SPREE - Gift Card Program – Specially tailored for your business, SPREE will boost your sales and revenue and grow your customer base.

Make your credit union your card processor today!

For more information contact Lorenzo Rodriguez in our Business Services Department at 503.239.3071 or email him today!