Merchant Services

Electronic payment processing services

Oregonians offers card solutions for your retail business. Some of these services include:

  • E-Card, mobile & manual card machines
  • Credit and debit transactions
  • Gift card programs
  • Online transactions

Already have a merchant card relationship? Let us review your account relationship to make sure you are optimizing your opportunities. For a competitive pricing analysis and information about how our products and services can benefit your company, CLICK HERE. A representative will contact you within 24 hours.


Why Oregonians should be your card processor:
One-stop payment processing with “upfront” pricing, no hidden fees and no hidden costs.
We offer comprehensive solutions for:
  • Credit Card Processing (high speed, dial and wireless) - Visa, MasterCard, American Express, Discover, Diners Club, JCB
  • Debit, Gift and Fleet Card Processing
  • Electronic Check Verification, Guarantee and Conversion
  • eCommerce Gateways
  • Electronic Benefits Card Processing
Transaction times average two to three seconds.
We offer customizable applications for the following business types:
  • Retail – Mail and Telephone Order
  • Restaurant – Lodging
  • Internet – Service
  • Petroleum – Home-based
If you need help or have a question, we’re here for you 24/7.
  • Fast deposits
  • “Real time” web reporting
  • Clear and easy-to-read statements
Recognition by VISA® and MASTERCARD® for the most stringent security requirements in the industry today.
Industry-exclusive systems analyze all components of your transactions to protect your business.

(Available to you through Sterling Advantage)

  • Free non-wireless terminal repair and replacement – pay only shipping costs
  • Free processing supplies
  • Free check recovery services
  • EXPRESS LANE PLUS - A complete high speed integrated processing system that does it all – accepts cash and credit cards and saves you time and money.
  • STERLING REWARDS - The hottest trend in the industry today. This flexible loyalty program packs a punch. Bring in new customers, reward your regulars and get on-demand data to track and target your success. Best of all, you are in total control.
  • SPOT - Sterling Payment Online Terminal - Process transactions securely from virtually any Internet-ready PC or laptop. SPOT is a flexible, low-cost and trouble-free total payment solution for your business.
  • SPREE - Gift Card Program – Specially tailored for your business, SPREE will boost your sales and revenue and grow your customer base.