Overdraft Line of Credit
Overdraft Line = Peace of Mind
If you're worried you'll overdraft your checking, or want to be covered *just in case*, our Overdraft Line of Credit may be just what you need to bring some added peace of mind.
How does the Overdraft Line work?
The Overdraft Line of Credit is attached to your checking account. When funds are not available to cover a check, debit, or ACH transaction, the Overdraft Line of Credit will automatically advance funds to your Checking Account to cover the amount overdrawn to avoid your payment from being rejected.
It's cheaper than overdraft fees
Plus, the interest you pay on the Overdraft Line of Credit is significantly less than overdraft fees most financial institutions charge. Plus, you can avoid the embarrassment and devastating consequences that can come from bouncing checks or your card being declined.